Welcome to this charming Cape Cod-style home in the heart of Centerport-a wonderful opportunity to own in Huntington Beach Community Association (HBCA), located within the Harborfields Central School District. Enjoy the best of North Shore living with optional HBCA membership, offering private beach access, boating privileges, and community amenities-all at an affordable annual fee, typically ranging from $300-$500, with discounted senior options available. Set on a flat property along a quiet residential street, this well-maintained 4-bedroom home features a versatile layout with two bedrooms on the main level and two upstairs-each level with its own full bathroom-ideal for guests, extended living, or a home office. Sunlight fills the inviting living room by day, while a wood-burning fireplace creates a warm and cozy atmosphere in the evenings. The spacious eat-in kitchen offers great natural light and has been tastefully updated, making it both functional and welcoming. Enjoy the outside on a private back patio with a level backyard-perfect for relaxing, entertaining, or enjoying outdoor living. Additional highlights include gas heat and cooking, 1 car garage and a full unfinished basement with generous ceiling height, offering excellent potential for storage, recreation, or future finishing. Conveniently located near the Long Island Rail Road and just minutes from Huntington Village and Northport Village, you'll enjoy easy access to top restaurants, boutique shopping, waterfront parks, golf courses and beaches. 107 Fillmore Street offers a rare blend of charm, location, and lifestyle-with the added benefit of private beach and boating access.