Lakefront, fully furnished home on the north cove on Sherman Reservoir featuring a U-shaped boat dock for easy access to boating and recreation. This 3 bed, 2 bath home offers 1,706 sq ft, including a 490 sq ft sunroom with panoramic lake views. Underground sprinklers and a shared underground tornado shelter add convenience and peace of mind. Ideal for year-round living or a turnkey retreat.Located on Rapala Road with access to the desirable North Cove of Sherman Reservoir. The property features year-round water and septic access, allowing for comfortable use throughout all seasons. This lot is approx. 0.43+/- acres (leased). The land is leased from Loup Basin Reclamation District and Tradewinds Marina managers handle the lease agreements and some of the permitting. The lot lease is currently $354/mo which includes the lot rent, providing water and sewer main, water usage, trash disposal and maintaining main access road. Electric is left to the responsibility of the owner. There is a public boat ramp nearby for your use. The functional three-bedroom, two-bath layout includes a spacious primary suite with private bath and walk-in closet, plus two additional bedrooms and a full guest bath. The eat-in kitchen and main living areas flow comfortably together, creating an efficient layout suited for gatherings or everyday use. Updated windows (2020) enhance natural light and efficiency throughout. The home is being sold fully furnished, including appliances- offering true turnkey convenience. Designed to embrace its lakefront setting, the home centers around a 490 sq ft enclosed sunroom capturing panoramic views of North Cove. Equipped with its own PTAC unit, the space offers efficient year-round comfort and serves as an ideal extension of the main living area for relaxing or entertaining. Exterior & Mechanical Updates: Outdoor living is anchored by the included U-shaped boat dock that adjusts with changing water levels for consistent lake access. Two paddle boats may also remain with the property. Underground sprinklers provide easy lawn maintenance, and the shared underground tornado shelter adds an important safeguard. Built in 1993 and offering 1,706 total square feet, the home has been well maintained with key improvements including a new roof (2021) and water heater (2008). The North Cove location provides direct access to boating, fishing, and year-round recreation on Sherman Reservoir. Utilities:Electric - Loup Valley Rural Public PowerWater, Sewer (community septic), and Trash - included in the 12-month Permit Agreement with Trade Winds MarinaGas - Currently none; propane could be added Whether you're looking for a recreational lake home or a weekend escape, this property delivers-quiet cove views, direct water access, and fully furnished convenience. Reliable internet, WiFi, and cell service keep you connected when needed, while the setting allows you to truly unwind. This property is turnkey and ready for immediate occupancy. A rare opportunity to own a fully furnished, year-round lakefront home in one of Sherman Reservoir's most desirable coves. Sherman Reservoir, known for its great fishing opportunities boasts a 2,845 acre lake in Central Nebraska. The most popular species sought by anglers are walleye, catfish, white bass, crappie and northern pike. Looking for a trophy sized fish? That's a possibility with the large flathead catfish! In addition to waterfowl hunting, there are substantial hunting opportunities available on the Sherman Reservoir Wildlife Management Areas. It includes upland game, big game and waterfowl. Upland game habitat offers hunting opportunities for pheasant, quail and dove. Big game can also be found that includes good numbers of deer and turkey. All types of boats are permitted at Sherman Reservoir. Water sports of all kinds are very popular. Several trails are also available for walking, hiking and wildlife viewing. There is also a full service marina located on the East side of the Sherman Reservoir. Trade Winds Marina offers groceries, food orders from the grill, tackle, beer garden, kayak and boat rentals, storage and more. This property is 15 minutes from the town of Loup City (home of the Polish Days festival every June), 45 minutes from the town of Ord (home of Father's Day Rod Run) and 1 hour drive to the city of Kearney, Nebraska and Grand Island, Nebraska (both of which have airports)! Showings appointments to start 2/23/26.